SUSTAINABILITY DEVELOPMENT: A PATHWAY TO THE FUTURE
For Small & Medium-sized Enterprises (SMEs)

A holistic approach for Risk Management
Risk identification, measurement & mitigation using premium risk management tools
Business Continuity Consulting Services
Climate Risks
Recalculation & evaluation of natural hazards coverage, exemptions’ reduction, terms & conditions analysis, earthquake insurance
Liability Risks
Third Party Liability, Employer Liability, Pollution Liability & claims management
Errors and omissions
Claims management for negligent acts, errors or omissions committed during business activities that result in a financial loss
Cyber Risks
The loss, compromise or theft of electronic data can have a negative impact on a business, including the loss of customers and revenue
Loss of Profit & Business Interruption
Lost income replacement in the event that business is halted due to direct physical loss or damage, covering also operating expenses, a move to a temporary location if necessary, payroll, taxes & loan payments
Underinsurance
Underinsurance may result in significant economic losses for the policyholder, since the claim could exceed the maximum amount that could be paid out by the insurance policy. Having wrong coverage or insufficient coverage may prove to be harmful especially for SMEs
“Persistence and resilience only come from having been given the chance to work through difficult problems.”
― Gever Tulley
Gever Tulley is an American writer, speaker, educator, entrepreneur, and computer scientist.
SMEs constitute a key pillar of the European economy & play a fundamental role in social and community dynamics.
Sustainability has emerged as a fundamental strategic factor & for SMEs, being involved is critical to gain or maintain access to business opportunities and resources.
SMEs are key players in European and global value chains, making them essential in the efforts towards sustainable transition.
Our goal: to pinpoint the importance & benefits of SMEs transition strategy towards sustainability.
Our model for risk management & sustainable development:
- Holistic overview of business risks
- Optimal management of existing resources through proper risk assessment & underwriting
- Strong commitment of all stakeholders (management, partners, shareholders)
- Integration of risk culture
- Focus on balanced risk-taking as a source of sustainable & profitable growth


A holistic approach for Risk Management
- Sustainable Development Consulting Services
- Sustainability Readiness Assessment
- Strategy, policies & procedures
- ESG indexes gap analysis (basic, advanced, sectoral)
- EU Taxonomy: Assessment & Eligibility (NFR Sustainability Tool)
- ESG index performance assessment
- Sustainable Investment
- Sustainable transition risk analysis & management
- Implementation & Overview of Sustainability Reports
- Regulatory framework analysis & monitoring
- Funding Process – Recovery and Resilience Facility
- Awareness & Analysis, business eligibility
- Business Plan preparation & development